cashflow-tag-1
Consumer confidence plunges to worst level since 1990s
7 October
Australian households are the most persistently pessimistic they have been since the early-1990s recession, after a fourth Reserve Bank rate rise.Following the RBA’s decision to lift interest rates to the highest level since 2011, confidence among...[Read More]
Card surcharge ban will take time to work through: bank
7 October
Australian businesses will need time to adjust to the new ban on card surcharges as the major banks prepare for a potential merchant fees war.The change, driven by the central bank to give consumers transparency at the till, only came into effect on...[Read More]
Advice to give your kids when starting a new job
1 October
Getting your first job is an exciting and stressful time. Kids don’t always know what to do or how to act. Giving them some advice can help them get off to a good start. Explain that they’ve already gotten through the hard part. They...[Read More]
Aussies forgoing lifestyle for homes in record numbers
30 September
Australians are willing to cut back their spending in record numbers to afford a property, affirming the ongoing value of home ownership, new data shows.More than 75 per cent of residents were willing to cut their spending back to afford a home, a...[Read More]
Aussie investors using AI to trade in a volatile market
23 September
Mum and dad investors are increasingly using artificial intelligence to inform their stock market decisions in a fast-moving investment environment.Just under half, or 48.6 per cent, now use AI tools when planning where to place their hard-earned...[Read More]
Don’t let tax catch you out: 5 things to keep in mind
17 September
Tax is one of those things that can quietly sit in the background for most of the year — until suddenly it is time to lodge a return, prepare financial statements or deal with an unexpected tax bill.Whether you are an employee, investor, property...[Read More]
5 simple lessons to motivate kids to save
10 September
Building strong money habits early can set children up for a lifetime of smart financial decisions. It all starts with simple lessons in saving, spending, and valuing what matters most.Top 5 tips to motivate kids to save Help Them Set a Clear...[Read More]
Inflated charges: push to make landlords pay gas bills
2 September
Australian renters are being slugged almost $440 million a year to stay connected to gas, analysis has shown, even though landlords control whether their properties remain on the network.Rewiring Australia released the finding on Friday and called...[Read More]
Your money has a Job: Make it work harder
27 August
Most of us work hard for our money. We earn it, save it, spend it and hopefully put some aside for the future. But there comes a point when saving alone may not be enough.Your money can have a job too.Investing is about putting some of your money to...[Read More]
Retirement savings to be ‘decimated’ under early access
19 August
Workers being able to access their superannuation early would destroy their retirement earnings, the treasurer has warned, following calls by Pauline Hanson.The One Nation leader has called for a relaxation of rules that would allow people to...[Read More]
Saver or Investor? Understanding when your money needs to work harder
13 August
Most of us begin our financial lives as savers.Our first money goals are usually simple: put something aside for a holiday, build a deposit for a car, create an emergency buffer or save towards a home. Saving provides something enormously valuable...[Read More]
Investing through a Self-Managed Super Fund (SMSF)
20 August
A Self-Managed Super Fund (SMSF) offers individuals greater control over their retirement savings, allowing them to choose a variety of investment options. To maximise long-term returns and financial security, it is essential to understand the...[Read More]
Taxation, cash flow and the value of good accounting advice
27 August
For many business owners, profit is the headline number. But in day-to-day business, cash flow is often what keeps the doors open.A business can be profitable on paper and still experience financial pressure if customers are slow to pay, tax...[Read More]
From cashflow to wealth: How understanding your money changes everything
3 September
Money is something we use every day, yet many people go through life without ever developing a clear understanding of how it actually flows through their household.Income comes in, expenses go out, bills are paid and, hopefully, something is left...[Read More]
3 tips to secure your family finances
6 August
If there’s anything people learned from the recessions and global crises of recent past, it’s that no one is immune to economic upheavals.Even middle to upper-class families are at the mercy of their finances when misfortune strikes. This can...[Read More]