Finance
Legal support for the elderly: a vital resource for aging with dignity
12 December
As individuals age, they face unique legal challenges that can impact their quality of life, independence, and financial security. Elder law, an emerging area of legal practice, is dedicated to addressing these challenges and providing tailored...[Read More]
How to thrive despite high inflation
12 December
The cost of living continues to rise, and many are feeling the pinch. However, there are ways to navigate and adapt to this challenging financial landscape. If you’re looking for practical solutions and workarounds to help you tackle higher...[Read More]
How to plan for retirement in the modern world
12 December
To prepare for retirement, there’s forced savings in the form of social security, such as superannuation. Other options to arrange for a secure financial future are savings in the bank, investments and insurance. These days, preparing for...[Read More]
Investment markets and key developments – Weekly market update 06-12-2024
11 December
Despite another week of geopolitical noise with the “fall” of the French Government, a few hours of martial law in South Korea and more noise around Trump, global share markets rose helped by solid US economic data and ongoing expectations for...[Read More]
Oliver’s insights – Goldilocks stayed for 2024, but what’s in store for investors in 2025?
11 December
Key points – The key themes for 2024 were: better than feared growth; global divergence; more disinflation; falling interest rates but with Australia lagging; and more geopolitical threats but not as bad as feared. As in 2023, returns were...[Read More]
Bank chief doubts trade-war risk will cancel Christmas
11 December
Australia’s central bank has no great expectations of hard times in 2025, despite the threat of a global trade war casting a pall over Christmas celebrations. Channelling Charles Dickens in a Christmas Carol-themed speech in Sydney, Reserve Bank...[Read More]
Interest rate relief edges closer as RBA changes tune
11 December
The inflation fight is not over but the Reserve Bank of Australia is growing increasingly confident the battle is shifting in its favour. After leaving interest rates on hold in December, as universally expected, economists observed a notable shift...[Read More]
Young families bear the brunt of cost-of-living crisis
11 December
Expenses for families with a child aged younger than five are 27 per cent higher than in 2021, according to research that shows they are suffering most from the cost-of-living crisis. While headline inflation has fallen to 2.8 per cent, daily...[Read More]
Tax on large withdrawals floated to future-proof super
11 December
Retirees might be more inclined to use super for its intended purpose – income for retirement – under a proposal to tax oversized withdrawals. Four actuaries have waded into the ever-contentious tax debate with a discussion paper thrashing out...[Read More]
Red tape cut for business but taxes stuck fast
11 December
Businesses can look forward to less red tape as a state government prepares to axe half its regulators, but they shouldn’t hold their breath for tax changes. The plan, which could save businesses $500 million over five years, was launched as part...[Read More]
Rates stay on hold and hope for February cut revived
11 December
Green shoots are appearing for mortgage holders as the Reserve Bank of Australia sees more signs inflationary pressures are easing. While keeping the cash rate on hold at 4.35 per cent on Tuesday, the central bank board made a more dovish pivot than...[Read More]
The importance of seeking advice from your insurance adviser
5 December
Business insurance is more than a protective buffer—it is a critical long-term strategic decision that directly influences the sustainability and success of a business. The potential loss of productive assets such as premises, machinery, stock,...[Read More]
Your accountant can be used as a mentor for a new business
5 December
Starting a business can be a tricky time, with so many systems to put in place and so little room for error. One of the best ways to get ahead of the curve is to develop a working relationship with a professional mentor, someone who has been through...[Read More]
Best ways to finance your renovation
5 December
Considering a renovation? You’re not alone! Home renovations are a popular way to enhance your living space, boost property value, or adapt to life changes. However, financing such projects can take time and effort. Here’s a guide to some of...[Read More]
What’s the difference between binding versus non-binding beneficiaries
5 December
When you buy life insurance, you usually do it with a specific goal in mind – like eliminating debts or providing for loved ones. So how do you make sure your money ends up in the right hands? Nominating a beneficiary with your insurer can...[Read More]