General insurance cover is any policy that protects against unforeseeable misfortunes

June 1, 2023

Risks such as accidents, calamities and medical emergencies can change your life, leaving you with debt and losses. For example, if a fire damages your home, you must use your savings to rebuild or seek help from friends and family if the house...[Read More]

What to do when a loved one passes away

June 1, 2023

Handling the death of someone you love can be one of the most challenging experiences in life. When a loved one passes away, complex emotions rise to the surface, depending on the quality of your relationship with the one who died. You may need to...[Read More]

How to help manage inflation in your small business

May 31, 2023

While inflation may have peaked, Australian businesses of all stripes are feeling the pinch, and there may be a long road ahead. Wages, energy, raw materials and services have all become more expensive. So has the cost of servicing debt for small...[Read More]

Should a small business use an insurance broker?

May 31, 2023

When it comes to buying insurance, the choices are simple: do it yourself or use an insurance broker. While it may be easier to go direct, especially with the growing availability of online products, a broker can provide you with added value and...[Read More]

5 tech-savvy ways to prevent your tools from being stolen

May 24, 2023

Visit any worksite and at least one tradie will be able to regale a yarn of a time they had their tools nicked from the back of the ute, swiped on-site or mistakenly carried off by a contractor. Stolen tools are more than a mere inconvenience – as...[Read More]

Your guide to insurance for a retail business

May 24, 2023

Australia is home to around 130,000 retail trade businesses of all shapes and sizes. If yours is one of them, you’ll know that keeping sales ticking over and maintaining healthy profits is no easy matter. There are pitfalls aplenty, for new...[Read More]

What does the 2023-24 federal budget means for small businesses?

May 17, 2023

The 2023/2024 Australian federal budget is a reflection of a number of risks in the economic climate. These include persistently high inflation, the continuation of higher interest rates and stress in the global financial sector. The good news is...[Read More]

How to avoid being scammed by hackers

May 17, 2023

Criminals are becoming increasingly sophisticated in their approach to online scams, with ‘social engineering’ a common tool used by fraudsters.  Helping staff to understand how social engineering works is one of the most important frontline...[Read More]

Rental rights you didn’t know you had

May 11, 2023

Homeownership in Australia is becoming increasingly unattainable for many, resulting in a surge in the number of renters. Tenants face numerous challenges, such as limited rental properties, high rents, and poor-quality housing stock. If you’re a...[Read More]

Every good partnership needs backup.

May 10, 2023

t really does seem that the insurance options available to you are endless and, as a result, it can be pretty easy to just dismiss those you are less familiar with as unnecessary. However, when you run your own business, it’s important to do your...[Read More]

Lessons learnt from a female trailblazer in insurance

May 10, 2023

For 25 years, Stella Pruscino has forged a path for other female entrepreneurs to follow. This is her story Stella Pruscino’s career in the insurance industry started at the reception desk of a small, suburban brokerage. She didn’t last...[Read More]

How employment law changes could affect your small business

May 3, 2023

If you’re a small business owner, a good team is possibly your biggest asset, but it can be tricky to stay abreast of the rules around employing staff.  These rules changed again recently, following the passing of the Fair Work Legislation...[Read More]

How can insurance help you recover from a product recall?

May 3, 2023

You recall a batch of biscuits because they’re carrying the wrong label. How will your insurance respond? According to Michael White, Steadfast Group’s Broker Technical Manager, that may depend on exactly how the label misleads. “If there...[Read More]

How businesses can target new markets in a downturn

April 26, 2023

COVID-19 has produced many challenges for small businesses. But even in a downturn, there are opportunities to develop products and target new customers to drive business growth. Business planning specialist Suzanne Laidlaw, author of What’s...[Read More]

How to manage rising costs in your small business

April 26, 2023

With Australia’s inflation rate sitting at 7.4 per cent in January 2023, business owners around the country are facing higher costs. Raw materials, goods and services and energy costs are all going up. So are wage bills, as employees look for pay...[Read More]